Personal loan form template
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for your situation, they will contact you.
Availability of Advertised Terms: Each Advertiser is responsible for the accuracy and availability of its own advertised terms. Bankrate cannot guaranty the accuracy or availability of any loan term shown above. However, Bankrate attempts to verify the accuracy and availability of the advertised terms through its quality assurance process and requires Advertisers to agree to our Terms and Conditions and to adhere to our Quality Control Program. Click here for rate criteria by loan product.
Loan Terms for Bankrate.com Customers: Advertisers may have different loan terms on their own website from those advertised through Bankrate.com. To receive the Bankrate.com rate, you must identify yourself to the Advertiser as a Bankrate.com customer. This will typically be done by phone so you should look for the Advertiser's phone number when you click-through to their website. In addition, credit unions may require membership.
Debt consolidation is a form of debt refinancing that entails taking out one loan to pay off many others.  This commonly refers to a personal finance process of individuals addressing high consumer debt but occasionally refers to a country's fiscal approach to corporate debt or Government debt .  The process can secure a lower overall interest rate to the entire debt load and provide the convenience of servicing only one loan. 
Debt generally refers to money owed by one party, the debtor , to a second party, the creditor . It is generally subject to repayments of principal and interest .  Interest is the fee charged by the creditor to the debtor , generally calculated as a percentage of the principal sum per year known as an interest rate and generally paid periodically at intervals, such as monthly. Debt can be secured with collateral or unsecured .
Although there is variation from country to country and even in regions within country, consumer debt is primarily made up of home loans , credit card debt and car loans . Household debt is the consumer debt of the adults in the household plus the mortgage , if applicable. In many countries, especially the United States and the United Kingdom, student loans can be a significant portion of debt but are usually regulated differently than other debt.  The overall debt can reach the point where a debtor is in danger of bankruptcy , insolvency , or other fiscal emergency.  Options available to overburdened debtors include credit counseling and personal bankruptcy .
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